Banking & Mortgage
Collateral data in one call. No appraisal queue.
AVM, verified ownership chain, and foreclosure risk for every mortgage — delivered via API in under 500ms. Original deed documentation available where supported.
Ownership verified across deeds, permits, and property registry. Source documentation available in supported markets.
The Problem
Why property data in LatAm is broken for banks
01
Appraisal cycles slow origination
Manual collateral checks take days and require third-party coordination — adding cost and delay to every origination.
02
Portfolio monitoring is reactive
Banks learn about property value deterioration after the fact, not in time to act on it.
03
No programmatic access to verified ownership
Mortgage lenders and real estate funds rely on stale PDFs and manual registry searches — there is no API for ownership verification in LatAm.
What Changes
Measurable outcomes from day one
3–5 day → minutes
Single-call collateral assessment replaces manual appraisal cycles for standard mortgage origination.
Deed + Permit + Registry
Ownership verified across three sources — returning a confidence-scored owner record and proof-of-ownership documentation where supported.
50K+ properties
Portfolio monitoring runs in minutes. AVM + Foreclosure Risk + Equity Score in one request.
API Coverage
Everything your workflow needs
Purpose-built endpoints for banking and mortgage use cases. Consistent response schema across all markets.
POST
/v1/reports/avm
AVM with confidence interval and value range. Trained on verified transaction history across all covered markets.
GET
/v1/data/{market}/transactions
Recorded deed transactions with buyer, seller, price, and date — ownership chain verification from public registry.
GET
/v1/data/{market}/documents
Original deed records and legal filings linked to parcels, transactions, and permits.
GET
/v1/data/{market}/permits
Building and land use permit history — construction activity, renovations, and structural changes.
GET
/v1/data/{market}/parcels/{id}
GeoJSON boundary, land area, stratum, and property count for a single collateral parcel.
POST
/v1/reports/comparables
Nearby listings and transactions ranked by similarity — comparable sales for portfolio valuation and monitoring.
Use Case
Puerto Rico mortgage lender. 800 originations/month.
The lender replaces its manual collateral workflow with a single API call per application. AVM response in 187ms. Ownership is verified against deed records, permit history, and the property registry — returning a confidence-scored owner record and the original deed document. Foreclosure risk and equity score appended in the same request. Underwriting team reviews flagged files only — the rest close automatically. Integration time: 8 business days.
187ms
AVM response time
8 days
Integration time to first production call
3–5 days → minutes
Collateral check cycle time
2026 Data Grant Program · Q2 Cohort
Start with up to $250,000 in API credits
12 Spots Remaining for Q2
Qualified banking and mortgage teams receive free API access to validate their integration before committing to commercial pricing.
CLASS A
$250,000
API credits
6 months access
Dedicated solutions engineer
Early access to new endpoints
CLASS B
$50,000
API credits
4 months access
Solutions engineer support
Early access to new endpoints
CLASS C
$10,000
API credits
3 months access
Docs + email